Answers are AI-generated and may contain errors.

Skills and perks

Kingdom policies

Random events / Troops and locals

Soldier in Debt

When it can happenLeaving a town
Cooldown60 days

As you leave town, a merchant approaches you. He shows you a document indicating that one of your [troop type] took out a loan, to be repaid on departure with a quarter part as interest. Your man shrugs, calls the merchant a thief for loaning at such ruinous rates, and says he lost the money gambling anyway.

Requirements

  • Player's clan is in a kingdom and is not a mercenary
  • Party has at least one ordinary troop

Force your soldier to repay the loan with full interest

  • Honor +200
  • Generosity -100
  • Morale -5

Tell the merchant that he is lucky not to be chased out of camp for gouging your men

  • Honor -100
  • Generosity +100
  • Relation with notables of the last visited settlement -5

Pay back the loan out of your own purse, even if you might get a reputation for being easily manipulated

  • Generosity +200
  • Calculating -100
  • Gold -100
  • Morale +5